Ohio Notary Services welcomes Ted Dahmus to our Blog! Ted is an Ohio Notary Public and is authorized as an Ohio Online Notary. Over the next few days Ted will share his experience selecting and using an online notary platform...this is his second post.
How the ID dual process verification works
Each participant will be required to have their identity verified through a verification process before completing or participating in an online act. In most cases this will be through using a third-party provider commonly referred to as a “KPA”. The KPA is a battery of multiple-choice questions that only the participant will be able to answer. These questions are customized to their specific life, so all questions generated are unique to them. They must answer 4 out of 5 questions presented to them in this process correctly, with a maximum of two tries. Examples of these questions may include;
- A vehicle you own
- An educational institution you attended
- A street name that you grew up on at a previous residence
- The name of your insurance provider
On surface, these questions should be easily identifiable to your signer and they should have no issues completing correctly- justifying they are who they say they are. It is important again, to ensure that the notary properly vets the signers beforehand, ensuring they are aware of this requirement.
The second form in the dual verification process is being able to attest directly that the individual is who they say they are. This may be a close friend you grew up with, a former work colleague or teacher you stay in touch with, a neighbor, etc; again, people that you know directly; and can be sworn or acknowledged with complete trust. Regardless, in Ohio, you as the notary are still required to follow ID verification forms, such as drivers’ licenses, prior to initiating service.